| The odds of losing a business partner, video on college savings, succession planning for baby boomers and more |
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| Eschels Financial Group |
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| Cyndi Stern |
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| What are the Odds: Planning for the Loss of a Business Partner |
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 As a business owner, you probably have insurance in case of fire, theft or possible liability. But do you have insurance to protect your company from the premature death of an owner? What are the odds your business could lose an owner to death before age 65? Learn more. |
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| Video and More: Do Your Clients Have a College Savings Plan? |
 Your clients probably know that life insurance helps provide financial security for their loved ones when they pass away.1 But do they know it can also help them pay for college? Helping your clients make sure they can pay for college takes planning. And with the average cost of a four-year degree estimated to be greater than $80,000 by 20251, cash value life insurance can be a valuable addition to give their savings a boost. Video. Flyer. Microsite. |
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| Ensure Legacy and Reduce Premium |
 Would your client like to manage loved ones’ ongoing expenses after they’re gone? Concerned they will mismanage their money? What if your client could help their beneficiaries manage ongoing expenses while they also help themselves with potentially lower premium payments? Select Income is a no-cost rider that allows you to choose the amount (10-100% of the life insurance benefit) and payment duration (10, 20 or 30 years). Help ensure the money you set aside for them is there when they need it. Learn more about Select Income Rider on Value+ Protector. |
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| Business Succession Planning for Baby Boomers |
 In the coming years, many boomers may be looking to sell their businesses to establish a livable nest egg for retirement. Don’t miss an opportunity to help your boomer clients with business succession planning. Learn more. |
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| 7 Rules: How to Talk to Family About Money |
 During the holidays, many of us have family on our minds. Moving into the new year, how can you help your clients have more productive conversations about money with their families? Principal offers timely tips. |
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| Market Insights: Looking Past Lower Gasoline Prices |
 The Consumer Price Index (CPI) was unchanged in November, primarily as a result of a sharp 4.2 percent drop in gasoline prices. While lower energy prices may hold down inflation readings in the near term, these impacts are unlikely to persist with crude oil prices likely to rebound at least modestly next year. Read more. |
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Eschels Financial Group
Cyndi Stern |
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