| Videos to start client conversations, implications of the tax cut, LTC awareness month and more |
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| Eschels Financial Group |
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| Cyndi Stern |
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| Email These Videos to Clients in One Easy Click |
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.png) Talking about life insurance protection can be easy when you have something to share. The four new life “Conversations” campaign videos are just right for that purpose. Email them to clients and prospects today. Read more. |
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| Another Advantage of Traditional LTCi |
 We all know a traditional LTC policy can help with long-term care expenses. But, did you know it can give your clients tax advantages too? Current tax laws allow your clients to deduct either the actual or eligible premium paid for a tax-qualified LTCi policy. The eligible premium is determined by the Consumer Price Index and the age of the policyholder. Here’s a new agent tax guide that gives detailed information on this unique advantage. |
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| How Cash Value Life Insurance Adds Value to a Client’s Strategy |
 One of the top five reasons why Americans purchase life insurance is to supplement their retirement income. See how to start a conversation with clients in your practice who are risk-averse, but would like to experience growth linked to market opportunities. Start a Conversation. |
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| Implications of the Tax Cuts and Jobs Act of 2017 |
 Most of the pressing changes to wealth management portfolios in 2018 have been a result of the Tax Cuts and Jobs Act of 2017 (TCJA). One outcome of the legislation is that life insurance may be an even more appealing option as you assess your clients’ portfolios mid-year. Jill Perlin, Vice President, Advanced Planning and Sales Training at Prudential, recently wrote an article on life insurance opportunities following the passage of the TJCA. Read more. |
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| Talk to CPAs About Tax Reform and Qualified Business Income |
 The Tax Cuts and Jobs Act (TCJA) made several changes to the tax code effective for 2018. In addition to lowering some business tax rates, a new 20% qualified business income (QBI) deduction may be available to pass through entity clients with joint total taxable income of $315,000 or less ($157,500 or less if single). How can we help? A qualified retirement plan! Contributions to a qualified plan are still TOP LINE DEDUCTIONS. What does that mean? It means employer contributions to a qualified retirement plan may help lower a client’s income enough to take up to an additional 20% deduction on their taxes. Talk to your CPA contacts today about the way a new qualified plan can help their clients utilize the new QBI deduction for 2018. For more information on QBIs, click here. |
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| Leverage LTC Awareness Month to Close Sales |
 November is Long-Term Care (LTC) Awareness Month. This is the perfect time to help your clients learn more about the importance of LTC coverage and find affordable solutions to their long-term care needs. To help you make the most out of this opportunity, use our 2018 LTC Awareness Month marketing plan. This includes useful tips and tools about the world of caregiving, the potential risks of not being financially protected and the benefits of having a long-term care strategy. View plan. |
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Eschels Financial Group
Cyndi Stern |
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Securities and Insurance Products:
Insurance Products are not insured by the FDIC or any Federal Government Agency.
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