Eschels Financial Group: It’s the 2nd Quarter- How is your business momentum?

Eschels Financial Group

      From the Desk of
Cyndi Stern
 
-Workshops
-Opportunities
-Ideas & Tips

• Hello ,

• There’s always a certain amount of procrastination across the US in the days/weeks leading up to Tax Day, which is April 18th this year. This foot- dragging has been called an American tradition, right up there with not seeing the dentist regularly, getting the annual medical physical and not saving enough for retirement.  Let us ask you this: as your clients bring their tax bills in for a landing this year, and undoubtedly feel that they are paying too much, what solutions or alternatives are you presenting them with to  ease that burden? Do they have all or most of their retirement monies in taxable brokerage accounts or stocks? Are they CD enthusiasts for the idea of safety?

• You can increase your business momentum with much ease by simply suggesting to your clients they consider a tax-advantaged alternative to those stocks or brokerage account mutual funds. They don’t have to abandon the market exposure completely- certainly not. But to realign a portion of those monies into annuities with tax-deferral (why do we pay tax on money we’re not using?- seems a bit counter-intuitive) and allow themselves safety of the gains and a guaranteed income when the time comes? It is a real answer to the  Tax Day blues. You clients will be on board with the idea, but are you? Are your own objections keeping those opportunities from your clients? Call us to talk this through. It’s time for a light bulb moment.

Looking for the latest 2016 tax summary guide? Download here

• How will you guide your clients and prospects this year with new ideas? As we have known and anticipated for the last several years, interest rates are now on the way back up, and retirement income will be affected if bonds are the primary source.  Have you  considered  the importance of showing a client what a guaranteed income would look like, one that has the opportunities to increase as the index performs?

And if that money is QUALIFIED money, One America Asset Care III can be the answer.  See the video below for details!

http://www.brainshark.com/oneamerica/vu?pi=zILzmaxVlzIT2dz0

The stock market can be an uncomfortable place for some clients. 

Consider these three recent bull markets*:

1. 1997-2000: Up 100% before declining 86%
2. 2003-2008: Up 90% before declining 53%
3. 2009-2014: Up 142%… where do you think the market will go from here? Now could be a great time to exercise a “correction protection” strategy for your clients by investing in the Protective Indexed Annuity II.

If you have clients nearing retirement who are concerned about another decline, ,help them exercise “correction protection” by taking their gains out of the market and investing it in the Protective Indexed Annuity II. This solution provides protected growth, opportunities for higher returns, and even offers secure retirement income with SecurePay SE, an optional withdrawal benefit.

Contact me now for more information: