Eschels Financial Group – Are Your Clients Concerned About Healthcare Premiums?

Introduce Living Benefit riders with this consumer-approved video. Living benefit riders help clients to protect and supplement retirement assets. Watch this helpful introductory video and share it with your clients. Life insurance with living benefits is life insurance you don’t have to die to use. 

Life insurance may be a subject that seems complicated or even overwhelming. You’re not alone — a lot of people feel the same way. Life insurance can be one of the most important purchases your clients make. So maybe they need to know a little more about it. Straight up without the insurance-speak. Life Insurance Made Easy.

Women control $14 trillion in U.S. wealth and are positioned to inherit $25 trillion by the year 2030. That’s just one fact from the Nationwide Women and Investing page, which also features a thought-provoking video for clients on the retirement planning page.

Advisors and agents hear often from their clients that they don’t need additional income  from their safe money accounts, like a CD, Money Market or bank savings. How can those assets be used safely and put to strong use mitigating the fears of rising healthcare premiums?

The average FIA application among all carriers is $85,000 and, for example, if the client is age 60 when the annuity is purchased, allowing for 5 years until age 65 before the lifetime guaranteed income is elected, the client would receive $410/month…. guaranteed for life. Should the index perform positively, that number would be increasing annually as well. (Source, Allianz Core Income 7).

If the client has monies without an intention, why would Social Security be used to pay healthcare premiums, when they could have a lifetime distribution, regardless of account value in an annuity? Call us for more details at 248-644-1144.

Are you currently using paper applications for your Life Insurance sales? Have you considered trying the on-line “Drop Ticket” applications that almost EVERY carrier now has? Why bother? Well, your cases get processed more quickly as they as in good order, your client has their policy in force sooner and you receive your commissions faster from the carrier and……..

Eschels Financial Group, from now until August 1, 2017, will pay YOU 5% more commission above on your Life Insurance sales when you use the Drop Ticket method.
Call us at 248-644-1144 and we will walk you through every step of the way.