| A video on non-qualified deferred compensation, suggestions on how to expand your LTC practice in 4 easy steps, and more in this week’s update. |
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| Eschels Financial |
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| Cyndi Stern |
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| Video: Non-Qualified Deferred Compensation Can Help Your Clients Recruit Elite Talent |
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 As an advisor, it’s important to help your commercial clients decide whether a non-qualified deferred compensation plan is the right solution for their business. Oftentimes, top executives are looking for retirement savings solutions that go above and beyond the contribution limits of a traditional qualified plan. By adding non-qualified deferred compensation, your commercial clients can attract and maintain their executive teams. Watch video.
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| Introducing Vitality Active Rewards with Apple Watch |
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 The John Hancock Vitality solution already rewards your clients for healthy living. Now, they can earn an Apple Watch Series 2 for as little as $25, by exercising regularly. Whether your clients enjoy walking, running, biking or swimming, the more active they are, the more Vitality Points they’ll earn towards funding the full cost of their watch. It’s just another way we’re helping people live longer, healthier lives. Learn more.
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| Expand Your Practice in 4 Easy Steps |
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 We’ve created a suite of comprehensive long-term care planning tools to help you uncover opportunities, shorten your sales cycle, and build your practice in just four easy steps, with supporting materials for each: Identify Solutions, Find Opportunities, Prequalify Candidates, and Prepare Clients. Learn more.
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| Podcast: Many Americans Are Concerned About Income in Retirement |
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 Close to half of Americans would run out of funds if they retired at age 65. You can help them meet that challenge head on. Prudential has solutions for your clients who need life insurance protection to help you talk about how life insurance can not only leave a death benefit, but can also help supplement their income in their retirement years. Listen to this powerful strategy to learn just one of the ways life insurance can help.
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| More Protection for the Same Premium using a Free Upgrade |
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 If your life insurance clients qualify for a Standard rating, we’ll upgrade them to Preferred, automatically. If they qualify for a Preferred rating, we’ll upgrade them to Premier, automatically. What could a Free Upgrade mean for them? A Free Upgrade in underwriting class could mean the same amount of premium could potentially provide more death benefit protection. Do you have 2 minutes to watch a video and learn more? Click here. We also have a handout with all the details from the video, download it here.
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| The Future of Life Insurance |
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 Imagine going online to buy life insurance from a company like Amazon or Google. Sound far-fetched? This scenario may be a reality soon, which is why financial technology, or FinTech, is seen as one of the life insurance industry’s biggest change agents. Read more.
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Eschels Financial
Cyndi Stern |
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